Financial Freeway Pre-approved Mortgage
Let Us give you the Power of Pre-Approved Mortgage
 A pre-approved mortgage certificate is a written commitment, by a lender, that you will get a mortgage for a set amount of money, at a specific rate of interest that is guaranteed for a set period of days. The commitment is made subject to a property assessment. The service is free and without obligation.
A pre-approved mortgage gives you an edge. Before you even go house hunting, you will know the size of your mortgage, the interest rate, and the size of your monthly mortgage payments. With your financing already mapped out, you can concentrate on finding the right home in your price range. A pre-approved mortgage also puts you in a strong bargaining position when you make an Offer to Purchase. If the seller wants to make a quick sale, you may be able to negotiate a price lower than the list price, because the seller knows that you are a serious buyer. On the other hand, if several people are bidding on the home you want, you may decide to offer to purchase at the list price, to beat out earlier offers.
Shopping for a Home Know your Financing Option First makes it easy to find the Dream Home that fits your Budget.
You are ready to go shopping if you have:
- Set aside money for your down payment and additional costs
- Determined the price of home you can afford
- Investigated your mortgage options
- Your pre-approved mortgage certificate
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Draw up a Wish List
Think about where you would like to live (what area or neighbourhood) and what kind of house you would like to live in (which features are absolutely essential, which you can live without and which are entirely out of the question).
 Take a look at real estate ads for the area you're interested in to see what's on the market and the prices. Also drive around a few neighbourhoods and see what's for sale or visit Open Houses. This can help crystallize what you want or don't want in a home.
FINANCIAL FREEWAY MORTGAGES
Duwayne Guest
Phone: (416)732-4080
Mortgages Ontario,
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